Topic
#small business
Articles about small business from the Credit Khata blog and help centre.
Why offline-first ledger matter for small shops
Offline-first ledger dey save each entry for di device first and upload am later, so di counter no dey ever wait for network, and careful sync dey make sure nothing lost or double.
WhatsApp payment reminder templates for shops (for Pidgin)
WhatsApp payment reminders for shops, for Pidgin, wey you fit copy straight: before di due date, for di day, when time don pass, second reminder, plus thank-you and payment-plan messages.
Wetin be credit book? Digital credit book vs paper register
Credit book na shop credit register: who carry goods for credit, and who don pay. Digital credit book dey keep di same record but e dey add totals, backup, reminders and customer view.
Shop staff permissions: wetin cashier and manager suppose do
Give each person their own login. Cashiers dey sell, collect payments and remind; managers fit also fix records and see di books; na only di owner dey handle staff, branches and di business data.
How to reduce bad debts and collect shop credit with respect
Most credit wey no come back na because e drift, no be bad mind: no due date, no reminder, total wey dem argue. Block am with limits and clear entries, den follow polite, steady ladder.
How to set credit limits for your shop customers
Base each customer limit on one pay cycle of wetin dem dey normally buy, start new customers small, join every limit with due date, tell di customer, and check di limits every month.
How to manage credit for provision shop or general store
Decide who go get credit, set limit and due date for each customer, write every entry with im items, record every payment, check old debts every week and remind with respect.
How small shop fit collect JazzCash, Easypaisa and Raast payments
Share one wallet number and one bank or Raast account, ask customers for di transaction ID, check your own account before you mark anything paid, and match each payment to di correct customer.
Reports: cash book, old debts, sales and profit
Open Reports for four views: Cash book (money wey enter and comot), Old debts (who don owe and for how long), Sales (credit and cash by day or month) and Profit (estimate after cost).